In short: Money goes straight to your PayPal or Stripe, but the free plan takes 5% and payment processor fees apply on top.
- Paid directly to you
- Free to start
- 5% fee on free plan
- Not tested by us
Before you sign up
Checked 2026-09-28 · based on official and public sources · not tested by us
A creator page for receiving tips, memberships, digital product sales and commission payments from fans.
Data sheet
Compiled from the public sources linked below
| What you do | Accept tips, memberships, digital sales and commissions |
|---|---|
| How it pays | Payments go straight to your PayPal/Stripe |
| Fees | Free plan 5%; Gold ($12/month) 0% on tips, 5% on shop and memberships; processor fees extra |
| Operator | Ko-fi Labs |
| Sign-up | Email + PayPal or Stripe |
| Caution | Ko-fi does not hold funds; Stripe personal accounts limited in Korea |
When to use it
For artists, writers and other creators who share work publicly and want to accept tips or commission requests.
Before you use it
The free plan charges 5%, and payment processor fees are extra. In Korea, Stripe personal accounts are limited, so PayPal is the practical option.
How to use it
- Sign up with email and create your creator page.
- Connect PayPal or Stripe.
- Turn on tips, shop or commissions and share your page link.
What to expect
The free plan takes 5%. Gold costs $12 a month and removes the fee on tips, while shop sales and memberships stay at 5%. Payment processor fees are charged separately.

Checked 2026-09-28 · compiled from public sources; we have not tested it ourselves. Terms change, so check the official pages before you rely on it. · Official site · Source 1