In short: Good for catching forgotten US subscriptions and tracking spending; it needs bank linking, and bill negotiation takes a share of savings.
- Free tier
- Finds subscriptions
- Bank linking required
- Not tested by us
Before you sign up
Checked 2026-09-28 · based on official and public sources · not tested by us
Budgeting app that finds and cancels unwanted subscriptions and tracks your spending.
Data sheet
Compiled from the public sources linked below
| What it does | Budgeting app that finds and cancels unwanted subscriptions, tracks spending and can negotiate bills. |
|---|---|
| Cost | Free tier (account linking, subscription tracking, budgets); Premium is paid; bill negotiation charges a share of savings. |
| Sign-up | Free account; links US bank accounts. |
| Operator | Rocket Money, Inc. (Rocket Companies) |
| Caution | Serves the US only. Requires linking bank accounts; check the fee before accepting bill-negotiation results. |
When to use it
US residents who suspect they pay for subscriptions they no longer use, or want one view of spending across linked accounts.
Before you use it
You must link your US bank accounts. Bill negotiation charges a share of the savings, so check the fee before accepting a result.
How to use it
- Download Rocket Money and create a free account
- Link your US bank accounts
- Review detected subscriptions and set up a budget
Why people use it
Rocket Money says it has more than 10 million members.

Checked 2026-09-28 · compiled from public sources; we have not tested it ourselves. Terms change, so check the official pages before you rely on it. · Official site · Rocket Money